The claims site will open after a court approves the claims approval process. When the claims process starts, the claims website will have a tool you can use to find out whether you were affected. The claims process will start after a court approves it. The FTC has more questions and answers at www. Hiew do I know if I am a part if this data breach I recall placing a request by sign up fpr Equifax monitoring and Experian. Use this tool to look-up your information to see if you were affected.
You can use this look-up tool to see if your information was exposed in the data breach. Get more information at www. The eligibility email I received asks for my last name and last 6 digits of my social. Is that really required or is this another scam? What would you like to check? When you sign up for email from the FTC, the only information you need to give is your email address. You can sign to get FTC email updates about the Equifax settlement.
The settlement claims process will start after a court approves it. Scammers will likely use this news to "help" people get their refund. Do not under any circumstances respond to an unsolicited call or email offering to process your refund. Only trust information provided in this website. Problem is that the data is compromised forever. Even if you have had no ill-effects so far, you could in the future. That's my question as well. If in the future I am victim of fraud will they still help me even though I took the cash which I didn't.
I have already found my name in the dark web several times. Who knows how much more money I will incur in the future. Who can answer that question for me? Yes, and mine is totally destroyed as well.
Equifax needs to reimburse EACH member the full amount lost and restore our credit rating to what it was originally before the hack. I want this free monitoring for my lifetime since that's what the data breach has cost me and my husband and daughter. We can be a victim as long as we live! If your daughter was under age 18 in May , she is eligible for a total of 18 years of free credit monitoring. Read more at www. Also, you don't need 6 digits of anyone's ss to check for them.
Of course there will be more identity thief from this breech after the 10 year coverage What then? Furthermore they might be banking on ppl signing U.
To the best of my knowledge, I was not among those who affected - at least based on their original info site. I wasn't very comfortable with what that site asked, so I will check again after the court approves the plan.
In the meantime, it's a crying shame that Equifax was allowed to remain in business after their dereliction of duty and the selfish actions taken by those in charge of that company. Or, you can request up to 10 years of free credit monitoring.
You may also request:. Credit monitoring is a scam. You have to submit all your data to a company that has been hacked in the past. These companies have to be hit where it hurts - a significant fine this one is NOT or be forbidden to continue to operate in that line of business. With so little downside to being sloppy with security, why would they implement effective security procedures? That costs more. I have been breached 6 times by the state, mobile phone company, equifax, email yahoo and others.
I don't know where I can get help to protect my identity, and personal information from scammers. Freezes at Equifax are free through January. Why not make them free for life? Will thawing a frozen Equifax file also be free through January? For people who paid for freezes after the breach announcement — but before Equifax made them temporarily free — will the company automatically refund their credit cards?
Does freezing my credit file hurt my credit score? Does freezing my credit file make it harder for me to instantly get my free credit report from annualcreditreport. The line is open seven days a week from 7 a. Eastern time. Why were the PINs for security freezes based, until recently, entirely on the date and time that you made the freeze? The procedure could suggest a casual approach to security at the company.
How should people with the old PINs with the non-random numbers change them? Where and how does Equifax store these PINs? Why not take a leading approach to security and have frozen files be the default for all people? Why not coordinate with Experian and TransUnion so that consumers can get one year of freezes or locks for life at all three companies? Why are people running into technical problems when PINs are supposed to appear on their screens after getting an Equifax freeze?
Are they doing this on purpose to discourage me from getting a freeze in the first place? Was Equifax deliberately throttling back its website to try to keep people from getting freezes?
Will Equifax force people to submit to mandatory arbitration or some other loss of privileges or rights in exchange for the new offer of free credit locks for life? What should people do if they do not have a United States address and want a credit freeze?
What are these locking services that Equifax, Experian and TransUnion offer? How are they different from freezes? Equifax is saying on their breach website that its locking product requires hours of notice to lock or unlock a file. You said in a Sept. Are they ever going to get them? Should they just keep trying? Why is Equifax sending people activation emails with links inside of them?
Can I freeze and lock my Equifax account simultaneously? I had a freeze in place before I did so. Does this mean that my freeze is no longer in effect? Once a year is up, will I automatically be switched into the free-lock-for-life program that begins Jan. You say that the locks will be free for life. How do I do that? How might this happen? Will Equifax actively fight legislative action that forces freezes to be free or the default? Can I do anything to stop it? How can people protect their children?
Can you have a fraud alert and a freeze at the same time? About million Americans were effectively at risk of their identities being stolen by hackers, thanks to the Equifax breach. The announcement elicited unprecedented uproar from the public.
These are people who trust big companies to do everything in their power to keep sensitive information safe. People were not only enraged, but they were also frustrated and frightened by the occurrence. In fact, this opinion declined at a faster rate than that of any other company that had suffered such a breach in the recent past.
Meaning lots of people had only heard negative things about the company. A year down the line, however, public sentiment toward Equifax is slowly getting restored as more people begin to trust the brand again.
This goes to show that fewer and fewer people are saying negative things about the company today. As you would expect, the company started their rebuilding process by cleaning house.
Their C. O at the time, Richard Smith, stepped aside, but not before making an official apology to the public — an apology that was deemed highly ineffective.
Only after outside pressure was exerted did Equifax change its stance -- and even then, the company was still making you jump through hoops to maintain your rights.
The outcry from that change finally led to a full resolution. The details surrounding the stock sales are equally confusing. Management could have known about them beforehand and decided not to share key details like when the executives were informed of the breach. Alternatively, management may have only become aware of the sales after others brought it to their attention and then simply trusted the word of said executives, which would be negligent.
In any case, management has not acknowledged the trades or shared the specific dates when each transactor learned about the breach, and that should give consumers pause. Using Equifax's products to track your own personal information is certainly an option -- but be sure to opt out of the arbitration clause.
You can also get similar products with the other two credit agencies -- Experian or TransUnion -- or companies such as LifeLock. While you'll have to pay for those services, you'll also be avoiding Equifax for the time being. And you can always freeze your credit quickly by contacting the credit unions and paying a small fee. Then, only existing creditors and you can access your credit report, making it impossible for thieves to open new accounts using your information.
If my family decides to seek help in monitoring our personal information, we'll be using one of the three non-Equifax services in the future, and it's at least worth considering whether you should do the same. Discounted offers are only available to new members. Stock Advisor will renew at the then current list price. Average returns of all recommendations since inception.
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